Small Business Access, Inc.
Small business lending services for the business owner and investor.
Gain Access to the Best Commercial Lending Options Available
Our Mission
At Small Business Access, Inc., our mission is to help you find the perfect financing that fits your business needs. We are dedicated to providing exceptional service and expert guidance throughout the entire process.
About Us
Small Business Lending Services
Small Business Access, Inc., based in Encino, California, arranges financing for commercial real estate purchases and refinances, in addition to providing financing solutions for the small business owner. The company also arranges financing for business acquisitions and partner buyouts.
In this digital age, we aim to make it easy for our clients to work with us. Whether you live nearby, or simply prefer to work with us remotely, you will find our services are the right fit. We provide the same level of service online that you would receive sitting in our office, and we utilize the most secure methods in transmitting your private information. Our services include, but are not limited to:
- Bank and Lender Financing
- Business Consulting
- Business Entity Selection
- Business Valuation
- Commercial Property Valuation
- Prequalification
- Business Plans and Projections
We understand that each business has unique needs. We can create a custom financial package solution to fit your business and commercial real estate needs. Contact us today at (818) 285-9973 or by email at DMellman@Smallbusinessaccess.com for a free consultation. Small Business Access, Inc. is Licensed by the California Department of Real Estate, Corporate License # 02151142
Services Provided
Commercial Real Estate Financing
Small Business Access, Inc. arranges financing for commercial real estate purchases and refinances, including construction financing. The company also arranges working capital loans, equipment financing, and an assortment of other financing products and services for the small business owner.
Business Acquisition Financing
Navigating the business acquisition process can be daunting. At Small Business Access, Inc. we simplify this journey with expert guidance and support every step of the way, ensuring a stress-free experience.
Why Choose Us?
Choosing Small Business Access, Inc. means partnering with a team that prioritizes your needs. We have the knowledge, resources, and dedication to help you achieve your small business goals.
Obtaining Commercial Financing
Bank Financing
If your business is expanding and you need additional funding to facilitate its growth, you need to be sure that the paperwork for your business loan application is complete and in order. Disorganization or missing documentation tells a lender that you’re a risky investment. Avoiding this problem is as easy as having Small Business Access, Inc. assist you with your application. We understand what lenders are looking for, and will approach the organization and preparation of your loan proposal from their perspective. This gives you a real advantage, and will increase your chances of securing the loan you’re looking for.
Encino based Small Business Access, Inc. will take your information and assemble it in a format that tells the bank exactly what they want to know. We make sure that lenders feel confident of your ability to pay them back, and that’s how we increase the likelihood that you get the money you’re looking for.
When we put together a business proposal, it includes the key points that banks want to see, including:
- An Executive Summary that provides them with an understanding of exactly why you need additional funding, how much money you need, what the loan is for, how it will be used.
- Financial Statements and Pro-forma Cash Budgets that assemble your data and assumptions into a format that bankers can understand and which give substance to your request.
- Owners’ Personal Financial Statements, including personal tax returns from the previous three years and identification of what collateral will be provided for the bank’s security.
- In person representation of your material to the bank, justifying and providing explanation of your position and your needs.
Property Valuation
Curious about the value of your current property or business? Our expert team can provide a free broker opinion of value for your property or business to help you make informed decisions.
Property Types
Commercial Financing
We can provide financing for:
- Industrial
- Office
- Retail
- Flex
- Mutli-Family
- Healthcare
- Hotels
- Student Housing
- Land
- Gas Stations
Experts in Commercial Lending
How We Can Help
Get Access To:
- SBA & Conventional Financing
- Up to 25 Year Fixed Rates
- Cash Out Available
- 30 Year Amortization with Interest Only for 3 Years
- Investor Loans with 15 Year Fixed Rate
- Up to 100% Financing for New Purchases
- Working Capital Loans
Deals We Have Worked On
Recently Closed
Commercial Real Estate
SBA 504 - Purchase Price $7,500,000 - Fixed Rate
SBA 504 - Purchase Price $1,350,000 - Fixed Rate
SBA 7a - Purchase Price $2,725,000 - Fixed Rate
Conventional - $1,980,000 - Fixed Rate
Conventional - $960,000 - Conventional - Fixed Rate
Experts in SBA Financing, Owner-User Conventional Financing and lnvestor Financing Here are some closed deals we helped with.
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Our Team
David Mellman, Broker CA DRE Lic. # 01314359
David Mellman has financed $100’s of millions in conventional and SBA projects in the past 30 years. David started his financing career in construction lending. He then became an SBA Financing specialist where he worked at The Money Store Investment Corporation and Heller Financial. David was the Manager of the USC Credit Union Commercial Lending department and also worked at Bank of the West, where he was a 5 Time President's Club Winner.
David received a BS from USC and MBA from Pepperdine. He has extensive experience in construction lending and has earned a Certificate in Blueprint Reading from Construction Specifications Institute.
While at USC Credit Union, David was named the SBA Financial Services Champion in 2010. He was also given the Los Angeles Mayor’s Award for Minority Business Lending in the same year. David Mellman has been a guest speaker at SBA where he has presented to small business owners about the various offerings provided by SBA. He has held his CA Real Estate Broker's license for over 20 years and is President of Small Business Access, Inc.
Gwen Pickering California DRE Lic. # 01498797
Gwen Pickering has over 20 years' experience in SBA and conventional lending. She has a strong set of skills and proven track record of success in getting deals to the finish line. Her background in real estate started with Escrow and Title, then moved into SBA lending at The Money Store, one of the first lenders to build a strong presence in the SBA lending arena. With Gwen's background of skills in all areas of lending, she has an edge when working with complicated deals and navigation throughout the process. Gwen has received multiple awards for outstanding achievement for her support of President Club members. The most important thing to Gwen in lending is knowing her customers and finding out what their needs are. Gwen has a strong sense of honesty and transparency. Gwen is Licensed by the California Department of Real Estate as a Sales Associate and previously worked for several lenders prior to joining Small Business Access, Inc.
Privacy Policy
We have focused on implementing fair information practices that are designed to protect your privacy.
You may have some concern about the confidentiality of the information you provide to this office. It is our policy to keep your personal and business matters confidential to the extent permitted by law.
Client Information, Privacy Policies and Notice Regarding Advisor-Client Privileged Communications. Here is our policy: We handle all information you provide us with the utmost confidentiality. Your personal information will only be shared with members of our firm who need to know this information in order to complete the work you have hired our firm to do. We will not disclose your personal information to anyone outside our firm without your express written permission to do so, or unless we are legally required to do so.
Resources
SMALL BUSINESS ADMINISTRATION
Programs and services to help you start and grow your business
Small Business Finance Center (SBFC)
The SBFC helps businesses create and retain jobs, and encourages investment in low to moderate income communities. The SBFC has several programs to support small business, including a Disaster Relief Loan Guarantee, a Jump Start Loan Program and more.
SmallBusinesses.org
SmallBusinesses.org gives small business owners and entrepreneurs an online platform where they can easily find answers to all their business related questions.
SCORE
SCORE “Counselors to America’s Small Business” is a nonprofit association dedicated to educating entrepreneurs and to the formation, growth and success of small businesses nationwide.
IRS Small Business & Self Employed Tax Center
Offers a broad range of resources across federal and state agencies, as well as industry/profession specific
Small Business Development Resources
America’s Small Business Development Center Network is the most comprehensive small business assistance network in the United States and its territories.
Your Trusted Partner for Commercial Financing
Small Business Access, Inc.
Small Business Access, Inc. is Licensed by the California Department of Real Estate, License # 02151142